Welcome to Payverser. These Terms and Conditions (“Terms,” “Agreement”) govern your use of our website and services provided by Payverser (“we,” “our,” or “us”). By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, you must discontinue using our website and services.
1. Acceptance of Terms
By registering, accessing, or using Payverser, you acknowledge that you have read, understood, and agree to comply with these Terms. These Terms apply to all users, including customers, merchants, and visitors of our website.
2. Services Provided
Payverser offers online billing, invoicing, and payment processing solutions designed to streamline business and personal transactions. Our services may include but are not limited to:
- Generating invoices and bills.
- Secure online payment processing.
- Transaction tracking and reporting.
- Integration with third-party tools and financial systems.
We reserve the right to modify, expand, or discontinue any part of the services without prior notice.
3. Eligibility
To use Payverser, you must:
- Be at least 18 years of age or the legal age of majority in your jurisdiction.
- Provide accurate and complete registration details.
- Not be barred from using financial services under applicable laws.
We may refuse or terminate service if we determine that you do not meet eligibility requirements.
4. User Responsibilities
When using Payverser, you agree to:
- Provide accurate billing, payment, and personal details.
- Use the platform only for lawful business or personal purposes.
- Maintain the confidentiality of your account and login credentials.
- Immediately notify us of any unauthorized use of your account.
You agree not to:
- Use Payverser for fraudulent, illegal, or prohibited activities.
- Interfere with the security or functionality of our website.
- Circumvent payment systems or engage in chargeback fraud.
5. Account Registration and Security
To access certain services, you may be required to create an account. You are solely responsible for safeguarding your username, password, and account details. Any activity conducted under your account will be deemed your responsibility.
We are not liable for losses or damages resulting from unauthorized use of your account.
6. Payment Terms
- All transactions processed through Payverser must comply with applicable banking and financial regulations.
- Fees may apply for certain services, and such fees will be clearly communicated before usage.
- You are responsible for ensuring sufficient funds are available in your chosen payment method.
- We are not responsible for delays or failures caused by third-party banks, gateways, or networks.
7. Fees and Charges
Payverser may charge service fees, subscription costs, or transaction processing charges. These fees will be displayed transparently before payment confirmation. By using our services, you authorize us to deduct applicable charges.
We reserve the right to revise fees at any time, with prior notice via our website or email.
8. Intellectual Property
All content on Payverser—including text, graphics, software, logos, and trademarks—are owned or licensed by us and protected under intellectual property laws.
You may not reproduce, copy, distribute, or create derivative works without our written consent.
9. Privacy and Data Protection
Your privacy is important to us. We collect, process, and store data in compliance with our Privacy Policy, which forms an integral part of these Terms. By using Payverser, you consent to such data practices.
We implement industry-standard security measures; however, no method of transmission or storage is 100% secure.
10. Third-Party Services
Payverser may integrate with third-party tools, gateways, or financial institutions. We are not liable for the performance, reliability, or security of such third-party services.
Your use of third-party services is subject to their own terms and conditions.
11. Limitation of Liability
To the maximum extent permitted by law, Payverser shall not be liable for:
- Any direct, indirect, incidental, or consequential damages.
- Loss of profits, revenue, or data arising from your use of our services.
- Unauthorized access to or alteration of your transmissions or data.
- Downtime, delays, or disruptions caused by factors beyond our control.
12. Indemnification
You agree to indemnify and hold harmless Payverser, its affiliates, and employees from any claims, damages, liabilities, or expenses arising from:
- Your violation of these Terms.
- Unauthorized use of your account.
- Your breach of applicable laws or third-party rights.
13. Termination of Services
We reserve the right to suspend or terminate your account and access to our services if you:
- Breach these Terms.
- Engage in fraudulent, unlawful, or abusive activity.
- Fail to pay applicable fees.
Termination does not relieve you of obligations incurred before termination.
14. Refunds and Disputes
Refund eligibility depends on the nature of the transaction and compliance with our Refund Policy. Disputed charges must be reported within 7 business days of the transaction.
We will work with users and third-party providers to resolve disputes in good faith.
15. Governing Law
These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes shall be resolved in the courts of [Insert Jurisdiction].
16. Changes to Terms
We may revise these Terms at any time. Updates will be posted on our website with a revised “Effective Date.” Continued use of our services constitutes acceptance of updated Terms.